CyberSmart Series: February 2024Hello HCN customers, Welcome back to the latest edition of the CyberSmart Series, our dedicated effort at HCN Bank to keep you informed and protected in the evolving landscape of security and technology. This edition highlights a rising threat in the digital realm that has been affecting banking clients, including those at HCN Bank. Understanding Identity Theft: Identity theft involves stealing someone’s personal information to commit fraud, like opening accounts or making purchases in the victim's name. It can have a long-term impact on your financial health. Here's What You Need to Know: Identity thieves may use various tactics to steal your information, including email and phone scams, data breaches, skimming devices, and even intercepting or stealing mail. Our Recommendations: • Secure Your Personal Information: Be cautious about where and how you share your personal information, especially online and with people you don’t know. • Protect Your Accounts: use Strong, unique Passwords and enable two-factor authentication. • Monitor Your Accounts Regularly: Check your bank and credit card statements frequently for any unauthorized activity. • Be Vigilant with Your Mail: Secure your mail and be prompt in retrieving it. Consider electronic statements and bills to reduce the risk. • Shred Sensitive Documents: Before disposing of bank statements, bills, or any document containing personal information. • Report Suspicious Activity Immediately: If you suspect that your identity has been compromised, contact your bank and credit reporting agencies right away. Protecting yourself from identity theft requires vigilance and an understanding of the risks and methods used by thieves. By following these recommendations, you can significantly lower your chances of becoming a victim. Stay tuned for more updates and tips in our CyberSmart Series. If you have any questions about keeping your identity safe, feel free to contact me. Mickey McGuire About HCN Bank: HCN Bank is a full-service community bank that has been serving the Hemet community since 1974. With a commitment to personalized service, innovative solutions, and strong community relationships, HCN Bank offers a comprehensive range of financial services to individuals, businesses, and organizations. |
