Commercial Real Estate Loans

Commercial Building ImageFor a number of years The Bank of Hemet has specialized in providing financing for Commercial Real Estate loans, and this is an area we know well.  We work closely with property owners and mortgage brokers nationwide, and we pride ourselves on providing quick decisions and no surprises.

Originally we focused on lending primarily in California, but with the investment community’s search for higher yields, we followed our investors to other states, including Arizona, Texas, Nevada, Utah, and Oregon.  We've since expanded into states farther east, including Ohio, Georgia, North Carolina and Florida.  Today we lend in over 35 states.

Our loans are generally full recourse, with debt guaranties from the principals involved.

Terms and conditions for each loan are structured on an individual, case-by-case basis.  Most of our loans are originated for portfolio, which enables us to be flexible and creative in our financing and to keep costs to a minimum.

Property Types

We finance a variety of income producing property types, including:

  • NNN single tenant properties
  • Mobile Home Parks
  • Self-Storage
  • Industrial
  • Office
  • Retail
  • Multifamily

Loan Structuring

Ask About:

  • Interest only loans
  • Flexible prepayment fees
  • 30 year amortization
  • Quick closes to accommodate 1031 exchanges 

For more information regarding Commercial Real Estate financing contact David Whorl at 951-248-2004.