EFFECTIVE JULY 1, 2004
We Respect Your Privacy
At The Bank of Hemet, protecting our customers’ information is of high
importance to us. We value and respect your expectation that the information
you provide to us is kept confidential. While collecting information is
critical to providing quality service, we recognize that one of our most
important assets is our customers’ trust. This privacy notice outlines the
types of information we collect, how we use that information, and the
circumstances under which we will share that information with nonaffiliated
third parties.
This privacy notice applies only to individuals who obtain a financial
product or service from The Bank of Hemet primarily for personal, family or
household purposes. Although this notice does not apply to business
accounts, safeguarding our business customers’ information is also
important. We therefore take the necessary steps to protect this information
as well.
You may visit our Web Site to find out about products, services, and
marketing information without providing any personal information about
yourself.
We may make changes to our privacy policy from time to time. When we do so,
we will post the revised privacy policy on our Web Site with a link on our
home page. Our home page will also contain a statement notifying readers
that the policy has changed and the effective date of that change. We will
also provide such other notice to you as maybe required by law.
Information We Collect
We collect nonpublic personal information about you from the following
sources:
-
Information we receive from you on applications or other forms;
-
Information about your transactions with us, our affiliates, or others,
and
-
Information we receive from a consumer reporting agency.
Keeping
your account information accurate and up to date is very important. If you
want to update or correct your information, please call client services at
(951) 766-4100.
Information We May Share
We may disclose all of the information that we collect, as described above,
to affiliated and nonaffiliated third parties as permitted by law. This may
include disclosing information to third parties assisting us in servicing
and processing your loan or deposit account, in response to lawful
subpoenas, to credit bureaus and others.
We may also disclose all of the information we collect, as described above,
to companies that perform marketing services on our behalf.
Former Customers
If you decide to close your account(s) or become an inactive customer, we
will adhere to the privacy policies and practices as described in this
notice.
Safeguarding Your Information
We restrict access to nonpublic personal information about you to those
employees with a business reason to know the information, for example, to
provide products or services to you. We maintain physical, electronic and
procedural safeguards that comply with federal standards to guard your
nonpublic personal information.
Cookies
To evaluate the usefulness of our Web Site, we may use a software cookie to
gather data about the usage of our Web Site, for instance, domain name,
pages visited, and length of user session. A cookie is a small piece of
information that a Web Site stores on your Web browser and can later
retrieve. A cookie cannot be read by a Web Site other than the one that set
the cookie.
IP Address
An Internet Protocol (“IP”) address is a unique string of numbers that is
assigned to your computer by your Internet Service Provider. Web servers
automatically identify your computer by its IP address. We may use your IP
address to help diagnose problems with our server and to administer our Web
Site. Your IP address also may be used to gather broad demographic
information.
Links to Other Sites
Our Web Site may contain hyperlinks and pointers to Internet sites
maintained by third parties. These links are provided for your reference
only. We do not control or operate such third-party sites. Many third-party
sites have their own privacy policies that differ from ours. This privacy
notice only covers our Web Site and does not cover any other site. While we
make every effort to keep our information secure, we do not control the
policies of other sites.
Children’s Privacy
We do not knowingly solicit data from persons under the age of 13, and we do
not knowingly market to persons under the age of 13. We recognize that
protecting children's identities and privacy online is important and that
the responsibility to do so rests with both the online industry and with
parents.
If you have any questions about this Privacy Notice, please contact us by
calling (951) 766-4100.