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	Other Account Related Fees*   Effective August 1, 2006 Description: Fee: Account Closing Fee (fee for closing account within 30 days of opening date) per account $10.00 ATM Related Fees:    - Non-Bank of Hemet ATM Withdrawal Fee - Domestic (per withdrawal) $1.50    - Non-Bank of Hemet ATM Withdrawal Fee - International (per withdrawal)  $4.00 Bill Payment Inactivity Fee (per month after 3 consecutive months of no bill payment activity) $5.95 Check Enclosure Fee (per month) $3.50 Check Imaging and Check Safekeeping Fees:      - Item Retrieval Fee (to retrieve an original item - available only within 90 days from    payment) (per item) $5.00    - Image Retrieval Fee (front and back - no charge for first 3 items per statement) (per image) $2.00    - Special Format Image Fee (per month) $2.00 Check Printing Fee (fee depends on style and quantity of checks ordered) prices vary Counter Checks Fee (per 10 checks) $2.00 Documentation Research Fee (per hour) $25.00 NSF Paid Item** Fee (per item) $29.00 NSF Returned Item** Fee (per item) $29.00 **an item includes a check, in-person withdrawal, point of sale, ATM or other electronic transaction presented against a non-sufficient available balance in your account. Overdraft Daily Fee (per day account is overdrawn - business accounts only) $2.00 Overdraft Transfer Fee (per transfer) $5.00 Postdated Check Notice (per order or renewal) $15.00 Returned Item Charge (per deposited or cashed item returned unpaid and charged back to account) $5.00 Redeposited Item Charge (per deposited or cashed item returned unpaid and redeposited) $5.00 Special Handling Fee (per item that requires special handling of a returned cashed or deposited item) $5.00 Special Statement Request Fee (per statement) $5.00 Stop Item Charge (per stop payment order or renewal) $29.00 Telephone Transfer Fee (per transfer) $5.00 TeleBanc Facsimile Statement Fee (2 pages maximum) $1.00 Return To Top *These charges apply whether or not a monthly fee is charged. Not all fees are applicable to each type of account.

	Other Services* Description: Fee: Cashier's Check Fee (each) $6.00 Collection (per collection):    - Incoming Collection Fee $20.00    - Outgoing Collection Fee $20.00 Escheat Notice Fee (per account) $2.00 Foreign Item Fee (per item) $22.00 Legal Process Fee (per legal process received) $75.00 Night Depository (business accounts only):    - Annual Fee $25.00    - Disposable Bags prices vary    - Key Replacement $10.00 Photo Copies (per copy) $1.00 Traveler's Checks Fee (per hundred) $1.00 Wire (per wire):    - Incoming Wire Fee $10.00    - Outgoing Wire Fee Domestic $25.00    - Outgoing Wire Fee - International $40.00 Return To Top *These charges apply whether or not a monthly fee is charged.

	Safe Deposit Boxes* Description: Fee: Annual Rental Fee (per box):      - 2x5 $29.00      - 3x5 $39.00      - 3x10 $49.00      - 5x5 $49.00      - 5x10 $84.00      - 10x10 $139.00 Key Deposit $20.00 Forced Entry $100.00 Return To Top *Box size and availability varies based on branch location. Boxes not available at all locations.