Privacy & Security
Phishing and Identity Theft
Your identity is one of the most valuable things you own. It’s important to keep your identity from being stolen by someone who can potentially harm your good name and financial well-being. The simple fact is you can protect yourself against most forms of identity theft. The first step is education.
Click here to learn more about protecting your identity.
Privacy Policy
EFFECTIVE JULY 1, 2004
We Respect Your Privacy
At The Bank of Hemet, protecting our customers’ information is of high importance to us. We value and respect your expectation that the information you provide to us is kept confidential. While collecting information is critical to providing quality service, we recognize that one of our most important assets is our customers’ trust. This privacy notice outlines the types of information we collect, how we use that information, and the circumstances under which we will share that information with nonaffiliated third parties.
This privacy notice applies only to individuals who obtain a financial product or service from The Bank of Hemet primarily for personal, family or household purposes. Although this notice does not apply to business accounts, safeguarding our business customers’ information is also important. We therefore take the necessary steps to protect this information as well.
You may visit our Web Site to find out about products, services, and marketing information without providing any personal information about yourself.
We may make changes to our privacy policy from time to time. When we do so, we will post the revised privacy policy on our Web Site with a link on our home page. Our home page will also contain a statement notifying readers that the policy has changed and the effective date of that change. We will also provide such other notice to you as maybe required by law.
Information We Collect
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms;
- Information about your transactions with us, our affiliates, or others, and
- Information we receive from a consumer reporting agency.
Keeping your account information accurate and up to date is very important. If you want to update or correct your information, please call client services at (951) 766-4100.
Information We May Share
We may disclose all of the information that we collect, as described above, to affiliated and nonaffiliated third parties as permitted by law. This may include disclosing information to third parties assisting us in servicing and processing your loan or deposit account, in response to lawful subpoenas, to credit bureaus and others.
We may also disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf.
Former Customers
If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.
Safeguarding Your Information
We restrict access to nonpublic personal information about you to those employees with a business reason to know the information, for example, to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Cookies
To evaluate the usefulness of our Web Site, we may use a software cookie to gather data about the usage of our Web Site, for instance, domain name, pages visited, and length of user session. A cookie is a small piece of information that a Web Site stores on your Web browser and can later retrieve. A cookie cannot be read by a Web Site other than the one that set the cookie.
IP Address
An Internet Protocol (“IP”) address is a unique string of numbers that is assigned to your computer by your Internet Service Provider. Web servers automatically identify your computer by its IP address. We may use your IP address to help diagnose problems with our server and to administer our Web Site. Your IP address also may be used to gather broad demographic information.
Links to Other Sites
Our Web Site may contain hyperlinks and pointers to Internet sites maintained by third parties. These links are provided for your reference only. We do not control or operate such third-party sites. Many third-party sites have their own privacy policies that differ from ours. This privacy notice only covers our Web Site and does not cover any other site. While we make every effort to keep our information secure, we do not control the policies of other sites.
Children’s Privacy
We do not knowingly solicit data from persons under the age of 13, and we do not knowingly market to persons under the age of 13. We recognize that protecting children's identities and privacy online is important and that the responsibility to do so rests with both the online industry and with parents.
If you have any questions about this Privacy Notice, please contact us by calling (951) 766-4100.
