Personal Savings Accounts

Put your money to work for you, with one of our specialized savings accounts.

Personal Savings Account Comparison
ProductPersonal SavingsMinor-Trust SavingsInvestor SavingsPersonal Money MarketClub Savings Account

Designed for:

Anyone looking for an easy way to save with a low minimum deposit.

A savings account for minor beneficiaries.

A savings account that earns higer rates on larger balances.

Individuals wanting to earn interest, with limited check writing.

Anyone looking to save for Holiday, Back to School, Vacation or Property Tax Bills.

Key Features and Benefits:

ATM Access

FREE Online Banking Access

Save for college education or other future expenses

FREE Online Banking access

Premium interest rate

ATM Access

FREE Online Banking Access

Automatic transfer from checking. Funds are disbursed to a checking account, in time to pay for holiday, vacation, back to school or property tax expenses.

Minimum Opening Deposit:

 $100

$100 

$10,000 

$2,500 

N/A 

Monthly Service Fee:

$3.00
(if daily minimum is not met)

No fee for beneficiaries under 18 years of age

$15.00
(if daily minimum is not met)

$10.00
(if daily minimum is not met)

N/A

Daily Balance:
(to avoid a monthly fee)

$300

N/A

$2,500

$2,500

N/A

Monthly Activities:

Up to: 6 withdrawals per month¹‚²

Up to: 6 withdrawals per month¹‚²

Up to: 6 withdrawals per month¹‚² 

Limited withdrawals per month² 

No withdrawals, Automatic Transfer to Checking account at designated times, based on product selected.²

Interest:

Interest paid quarterly

Interest paid quarterly

Interest paid monthly³

Interest paid monthly

Interest paid quarterly

¹ Withdrawal fees apply if monthly activity limits are exceeded.
² Federal regulations allow six withdrawals and/or transfers from a savings or money market account by automatic, pre-authorized or telephone/PC transfer, check, debit card or similar transfers to a third party.
³ Must maintain a minimum balance of $2,500 in the account each day to obtain the minimum disclosed APY.



Personal savings graphic