Personal Savings Accounts
Put your money to work for you, with one of our specialized savings accounts.
Personal Savings Account Comparison
| Product | Personal Savings | Minor-Trust Savings | Investor Savings | Personal Money Market | Club Savings Account |
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Designed for:
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Anyone looking for an easy way to save with a low minimum deposit.
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A savings account for minor beneficiaries.
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A savings account that earns higer rates on larger balances.
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Individuals wanting to earn interest, with limited check writing.
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Anyone looking to save for Holiday, Back to School, Vacation or Property Tax Bills.
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Key Features and Benefits:
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ATM Access
FREE Online Banking Access
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Save for college education or other future expenses
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FREE Online Banking access
Premium interest rate
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ATM Access
FREE Online Banking Access
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Automatic transfer from checking. Funds are disbursed to a checking account, in time to pay for holiday, vacation, back to school or property tax expenses.
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Minimum Opening Deposit:
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$100
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$100
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$10,000
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$2,500
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N/A
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Monthly Service Fee:
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$3.00
(if daily minimum is not met)
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No fee for beneficiaries under 18 years of age
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$15.00
(if daily minimum is not met)
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$10.00
(if daily minimum is not met)
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N/A
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Daily Balance:
(to avoid a monthly fee)
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$300
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N/A
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$2,500
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$2,500
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N/A
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Monthly Activities:
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Up to: 6 withdrawals per month¹‚²
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Up to: 6 withdrawals per month¹‚²
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Up to: 6 withdrawals per month¹‚²
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Limited withdrawals per month²
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No withdrawals, Automatic Transfer to Checking account at designated times, based on product selected.²
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Interest:
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Interest paid quarterly
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Interest paid quarterly
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Interest paid monthly³
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Interest paid monthly
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Interest paid quarterly
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¹ Withdrawal fees apply if monthly activity limits are exceeded.
² Federal regulations allow six withdrawals and/or transfers from a savings or money market account by automatic, pre-authorized or telephone/PC transfer, check, debit card or similar transfers to a third party.
³ Must maintain a minimum balance of $2,500 in the account each day to obtain the minimum disclosed APY.
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