Certificates of Deposit & Individual Retirement Accounts
Certificates of Deposit and IRA’s are a convenient, secure way of achieving your savings goals. A local branch Service Representative can assist you to find the right account to meet your financial goals.
Certificates & IRA's¹
| | Certificate of Deposit | CDARS | Individual Retirement Account |
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Designed for:
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Individuals wanting to maximize interest on deposits.
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Individuals looking for a way to keep large deposits safe. Up to $50 million in FDIC Protection.²
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Individuals looking to save for retirement with potential tax benefits.³
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Key Features:
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- Terms from 3 months to 5 years
- Automatic Renewal
- FDIC Insured
- Interest Payment Flexibility
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- Safety - Up to $50 million in FDIC protection
- Convenience - Avoid having to manage multiple accounts
- CD level rates
- Terms from 1 month to 5 years
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IRA Options:
- 12 month Fixed Rate CD
- Variable Rate Savings Account
- Traditional IRA
- Roth IRA
- Roll Over IRA
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¹ Early withdrawal penalties may apply
² CDARS accounts are provided by the Bank of Hemet through an agreement with Promontory Interfinancial Network LLC.
³ The Bank of Hemet and its representatives are not tax advisors; consult with your legal advisor before making tax related decisions.